Resources & Guides
Expert advice, buyer's guides, and industry analysis to help you make smarter decisions.
How Much Does Pet Insurance Cost in 2026? Pricing by Breed, Age, and Location
Pet insurance premiums range from $10 to $100+/month depending on your pet. Here's what drives the price and how to get the best rate.
Pre-Existing Conditions in Pet Insurance: What's Excluded and What You Can Do About It
Pre-existing conditions are the #1 source of pet insurance claim denials. Here's exactly how they're defined, how insurers determine them, and strategies to minimize their impact.
Dog Insurance by Breed: Costs, Common Conditions, and Coverage Recommendations
Different breeds have dramatically different health risks and insurance costs. Here's what to expect for the most popular breeds and how to choose the right coverage.
How to File a Pet Insurance Claim: Step-by-Step Guide to Getting Reimbursed Fast
Filing a claim correctly can mean the difference between quick reimbursement and a frustrating denial. Here's exactly how to file, what to include, and how to appeal if needed.
Pet Insurance vs. Pet Savings Account: Which Strategy Is Right for You?
Should you pay premiums or save the money yourself? Here's a data-driven comparison of both strategies with real scenarios.
Cat Insurance: Do Indoor Cats Need It? A Complete Guide for Cat Owners
Cats are often overlooked for pet insurance because they seem lower-risk. But indoor cats still face cancer, kidney disease, diabetes, and dental disease. Here's the complete picture.
Pet Insurance Waiting Periods: What They Are and How to Navigate Them
Every pet insurance policy has waiting periods - time between enrollment and when coverage begins. Here's how they work and how to plan around them.
Pet Wellness Plans: Are They Worth Adding to Your Pet Insurance?
Wellness add-ons cover routine care like vaccines and dental cleanings for $10-$30/month extra. Here's whether the math works out in your favor.
Pet Insurance for Senior Pets: Is It Too Late to Get Coverage?
If your pet is 7+ years old and uninsured, you're not too late - but your options are different. Here's how to find the best coverage for older dogs and cats.